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Home and Personal Loans
 
Use Your Home’s Equity - You can consolidate your bills, or do things you’ve always wanted (like remodel your home or pay for college), Columbia Bank makes it affordable with:
  • Fixed rates for up to seven years for term loans
  • Low payments
  • May be tax deductible (Consult a tax advisor regarding the deductibility of interest)
  • First or second mortgage on primary residence
  • Up to 85% of your home’s equity
 
The equity loan is subject to credit underwriting. Rates and terms are based on several factors including audit history.
 
 
 
Home Equity Line of Credit
Use Your Home’s Equity - You can consolidate your bills, or do things you’ve always wanted (for example, remodel your home or pay for college), Columbia Bank makes it affordable with:
  • Fixed rates for first 3-5 years
  • Interest only payments
  • 10 year loan term
  • May be tax deductible (Consult a tax advisor regarding the deductibility of interest)
  • First or second mortgage on primary residence
  • Up to 85% of your home’s equity
  • Discount offered for closing costs (restrictions apply)
 
The equity line is subject to credit underwriting. Rates and terms are based on several factors including audit history.
 
 
 
 
 
 
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